GoCardless vs Pinch Payments

Pricing
Per Transaction Fee
Credit Card	not offered	1.95% + 30c
Domestic (Aus) Direct Debit	1.00% + 40c capped at $4 + an additional fee of 0.3% for payments over $3,000.	1.00% + 30c capped at $5
Integrations
Xero	check	check
QuickBooks	close	check
MYOB	close	check
Open API	check	check
Support and service
Pre-sales help and advice	check	check
Free guided onboarding	close	check
Friendly Australian support	close	check
Dedicated developer support	close	check
Features/Attributes
Online credit card payments	close	check
Online direct debit payments	check	check
Card tokenisation and credit card auto-payment	close	check
In person / phone payment terminal	close	check
PCI compliance	close	check
Multi-invoice / Batch Payments	close	check
Invoice breakdown payment plans	close	check
Customer payment portal	close	check
On-charge fees	close	check
Free custom checkout experience	close	check
International payments	check	close

Support for direct debit and credit card payments

Offer More Ways to Get Paid

Unlike GoCardless, Pinch supports both direct debit and card payments from a single platform.

Every customer prefers to pay differently. While GoCardless focuses on bank payments, Pinch gives your business the flexibility to accept both direct debit and credit card payments through one seamless payment experience.

This means fewer payment barriers, faster collections, and more choice for your customers.

Benefits

Accept direct debit and credit card payments online
Give customers their preferred payment method
Improve payment completion rates
Pass transaction fees on to customers if you choose

A partner that works with your partners

Built to Fit Into Your Existing Workflow

Connect payments directly with the accounting software your business already uses.

Both Pinch and GoCardless integrate with leading accounting platforms, but Pinch goes further with powerful two-way syncing and real-time payment visibility.
When payments, invoices and customer records stay connected, your team spends less time reconciling transactions and more time growing the business.

Two-way sync with Xero, MYOB and QuickBooks
Automatic invoice reconciliation
Open API for custom integrations
Real-time visibility into payment status

Give your customers more choice over how they pay

Flexible Payments for Every Customer

Create payment experiences that work for your customers—not the other way around.

Not every invoice is paid the same way. Some customers want to pay multiple invoices together, while others need to spread payments over time.
Pinch gives businesses more flexibility than traditional direct debit solutions by supporting batch payments, instalment plans and customised payment schedules.