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Pinch Payments Blog
Stay up to date with the Pinch Payments blog for expert insights, payment automation tips, and practical guides to improve cash flow for Aussie businesses.
PayFac vs Payment Processor: What's the Difference?
PayFac vs payment processor: learn how each model works, the key differences in onboarding, compliance and revenue, and which suits your SaaS platform.
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The Best Way to Manage Payments for Your Pool Maintenance Business
Pool maintenance is a repeat-visit business. You service the same customers week after week, yet many pool businesses still send invoices manually and wait to be paid.
Are Instalment Payments and Buy Now, Pay Later the Same Thing?
Instalment payments and buy now, pay later (BNPL) are not the same thing. While both methods allow customers to split the cost of a purchase over time, they operate on different financial models, carry different fee structures, and serve distinct business purposes.
Payment Plans for Businesses: Types, Benefits, and Risks
A payment plan is any arrangement that lets a customer pay a total amount over time instead of all at once. The structure can vary: amounts, timing, and duration might be fixed upfront or agreed more flexibly depending on the situation. Instalment payments are a specific type of payment plan where the total is split into equal chunks paid at set
How to Add a Payment Link to Invoices from Your Accounting Software?
Getting paid should not require awkward follow-ups, manual bank transfers, or customers hunting for your BSB and account number like it's a treasure map.
Embedded Payments Explained
If you've ever paid for a ride without opening a wallet, booked an appointment and settled the bill in the same screen, or had your SaaS platform automatically collect a subscription without redirecting you to a separate checkout — you've already used embedded payments.
Can SaaS Businesses Pass On Credit Card Surcharges in Australia?
If you run a SaaS business in Australia and collect payments from customers, credit card surcharges have probably crossed your mind. Do you absorb the processing cost yourself? Do you pass it on? And what are you actually allowed to do under Australian law?
Pinch vs GoCardless vs Stripe in Xero: Which Payment Option Actually Combines Both?
Pinch is the only major Xero-connected payment platform that processes both BECS direct debit and card payments through a single integration. GoCardless handles direct debit collection. Stripe handles card payments. Businesses that want to offer customers both usually connect both, which means two logins, two fee structures, and two reconciliation
Direct Debit vs Credit Card: Best Choice for SaaS Billing
If you run a SaaS business in Australia, you've probably spent more time than expected figuring out how to collect recurring payments without chasing customers, dealing with high fees, or disrupting your accounting workflow.
Top SaaS Payment Processing Tools
Payments are no longer just a backend function for SaaS businesses. For software platforms and vertical SaaS companies, how you collect and manage payments directly affects merchant onboarding speed, retention, revenue margins, and your ability to scale. But most SaaS founders reach for a generic payment gateway and quickly discover the
How to Avoid SaaS Failed Payments & Stop Losing Revenue
For SaaS businesses, few things are more quietly damaging than a failed payment. Unlike a customer who consciously cancels their subscription, a failed payment often catches both parties off guard. The customer didn't intend to leave. You didn't intend to lose them. Yet without a proper system in place, that transaction failure becomes an
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