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Three ways to collect.

Pick the rail, pay the rate, keep the rest. Every plan carries the same feature
set, only the settlement and the ceiling change.

Coins

BECS Direct Debit

1%
+ 30c

per transaction

Rates & limits:

  • Fee ceiling: Capped at $5

  • Settlement: 4 business day rolling ($1 per bulk settlement)

  • Declined payments: $5 failed payment fee

  • Max single transaction: $10,000 AUD

Included on every plan:

✓ Pay now, recurring payments and payment plans

✓ Variable recurring payments

✓ Schedule payments easily

✓ Pass fees onto the customer

✓ No monthly fees, no minimums

✓ Run it inside your own software with our API

Credit Card

Visa & Mastercard

1.95%
+ 30c

per transaction

Rates & limits:

  • Fee ceiling: No cap

  • Settlement: 1 business day
    rolling*

  • Declined payments: No fee

  • Max single transaction: $30,000 AUD

Included on every plan:

✓ Pay now, recurring payments and payment plans

✓ Variable recurring payments

✓ Schedule payments easily

✓ Pass fees onto the customer

✓ No monthly fees, no minimums

✓ Run it inside your own software with our API

Credit Card

American Express

2.50% + 30c

per transaction

Rates & limits:

  • Fee ceiling: No cap

  • Settlement: 1 business day
    rolling*

  • Declined payments: No fee

  • Max single transaction: $30,000 AUD

Included on every plan:

✓ Pay now, recurring payments and payment plans

✓ Variable recurring payments

✓ Schedule payments easily

✓ Pass fees onto the customer

✓ No monthly fees, no minimums

✓ Run it inside your own software with our API

Return to pricing

See our full pricing information for other fees. Pricing may vary from customer to customer. To learn more about our solutions for enterprise go here and for API connected payments processing go here.

*Settlements may take longer for international and American Express payments.

The more you bill, the more you save with Pinch for Enterprise

Do you need to process over $100,000 per month? No problem! We offer discounts for high-volume customers.

  • circle All the benefits of our standard facility
  • circle Custom fee structure to suit your business and industry
  • circle Contact us to discuss your business needs

Contact us
Pinch_Chloe D_Li

Frequently Asked Questions

Are there any monthly fees outside of transaction fees?

There are no monthly fees or transaction minimums when you use. All fees are transaction based only so you can use Pinch for processing as little or as much as you like.

How are the fees collected from me?

Like most payment platforms, we net settle the funds into your account minus our transaction fees.

Are there any features behind a paywall and requiring additional payment or subscription?

Pinch is fully transaction fee based. No further costs are applied to our current feature offerings

I’m transacting quite a lot. Can I have a conversation about price reductions?

Always. The easiest way is to arrange a call to discuss. We are also happy to discuss pricing periodically, click here to book a time to chat with us.

How long does it take for me to receive funds?

Visa and Mastercard can usually be expected to settle 1 business day after a payment processes provided it processes within business hours. American Express and Direct Debit from Bank Account takes 2. 

Some merchants may experience different settlement times and if you are, please email support@getpinch.com.au to find out why.