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1 API

Cards and BECS direct debit in a single integration. You don't need separate providers for different payment methods.

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$0

Cost to access the sandbox. Full test environment with time-travel functionality  -production-ready from day one.

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Dedicated Dev Community

Join our Slack community for direct access to Pinch developers, quick answers, and support from others building with our API.

Everything You Need to Embed Payments into Your Product

Built to Get You Moving Fast

Start Testing in Minutes

Our interactive API docs and Postman collection give you everything you need to explore the Pinch API before writing a single line of production code. Process payments, manage subscriptions, and configure payer details using test data across all major programming languages. .NET developers can use our official SDK straight out of the box.
Questions along the way? You'll speak directly to the developers who built it.

View API Docs
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Test Like It's Production

A Sandbox That Mirrors the Real Thing

The Pinch sandbox runs on the same API as production - so what works in test works in live. Swap API keys when you're ready to launch. Need to test future-dated payments or billing cycles? Our built-in time travel function lets you simulate the full payment process at any date.

Create a Developer Account
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Not a Developer? You're Still Covered.

Automate with Zapier, n8n or viaSocket

Pinch connects directly with the most popular automation builders, so your team can build payment workflows without touching the API. Trigger actions on payment events - new payer, payment processed, subscription cancelled - and route data to your CRM, helpdesk, accounting tool, or anywhere else in your stack.
✔️ Zapier - connect Pinch to 6,000+ apps, no code required
✔️ n8n - flexible, self-hosted automation workflows
✔️ viaSocket - conditional logic and custom filters across 1,500+ apps
Each integration is fully documented in our Developer Hub.

Schedule Consultation
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Trusted by Australian Software Companies

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Pinch Hackathon

Pricing for Direct Debit and
Credit Card Processing

Coins

Direct Debit Bank Accounts

85c

flat rate per transaction


Enable secure bank debits for recurring billing and subscriptions.

Dedicated local developer support.

Fees include GST.

Credit_card

Credit & Debit Cards

1.68%

+30c per transaction

Enable credit card payments for  real-time and scheduled payments. 


2.5% + 30c for American Express & International Cards.

Dedicated local developer support.


Fees include GST.

Get Started in a Few Simple Steps

To speed up development, Pinch provides various tools to help with your implementation from our .NET SDK to integrations with platforms to help you build like Zapier or n8n.
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1. Create a Pinch Developer Account

Sign up for a free developer account to access the Pinch Payments platform. 

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2. Generate Your API Key

Once logged in, you can generate your API key directly from the portal. 

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3. Integrate Using Our REST API

The Pinch Payments API is RESTful and uses JSON for all requests and responses. You can integrate using any programming language or tool that supports HTTP requests. 

Real software companies. Real results.

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PassM8 

Enterprise-Grade Billing Live in Two Weeks

PassM8, a SaaS platform for dance studios, gyms, and fitness centres, needed embedded payments with independent merchant accounts for each studio. Using the Pinch API and Glassbox Managed Merchants, they onboarded 100+ studios in under two weeks - with 100% digital, automated payments from day one.

"Pinch helped PassM8 deliver enterprise-grade billing capability from day one - something that would have been impossible without a true integration partner." 

- Philip Johns, Founder, PassM8

AutoFlip

AutoFlip

Fewer Drop-Offs, Less Admin, Better Deal Retention

AutoFlip, an online automotive marketplace, used the Pinch API to replace manual invoicing with pre-authorised payments for success and cancellation fees. The result: higher payment rates, improved deal retention, and significantly less manual work for their accounts team.

"Pre-authorised payments have been great for us. Pinch has been great. All the stats are looking good." 

- Tina, Business Representative, AutoFlip

WorkGuru

WorkGuru

Closing the Loop on Cloud Payments for Trade Businesses

WorkGuru built GuruPay - a fully embedded payments product for their job management platform - powered by the Pinch API. It lets WorkGuru's small business customers collect payment directly from invoices and quotes, while giving WorkGuru a new revenue stream through payment monetisation.

"The Pinch API is truly world-class, and the team was an absolute breeze to work with." 

- Tony Harcourt, Co-Founder, WorkGuru

Frequently Asked Questions

Haven’t found what you were looking for? Contact us now

Can I test my integration before going live?

Yes. Pinch provides a fully functioning sandbox environment that uses the same API endpoints as production, so you can safely test payment flows, webhooks and recurring billing without processing real funds.  

Are there SDKs or code samples available?

Yes, Pinch offers an official .NET SDK and a Postman collection that includes ready-to-use sample requests and environment configurations. You can use these tools to accelerate your integration and explore API workflows quickly.

What webhook events does Pinch support?

Pinch supports webhooks for key payment lifecycle events, such as successful or failed payments, direct debit bank result notifications, payer creation, and subscription or plan changes, allowing you to automate downstream workflows in real time.

Can I use the API with no-code tools?

Yes, Pinch integrates with automation platforms like Zapier and n8n, enabling you to build event-driven workflows (e.g., trigger actions on payment success or link form submissions to payment creation) without writing backend code.

Can I manage multiple merchants or sub-accounts via the API?

Yes, the Pinch API includes functionality to manage multi-merchant setups, which is useful for platforms or marketplaces that need to handle sub-merchant onboarding and payment orchestration. 

Does Pinch support “low-touch” SaaS integration models?

Yes, comprehensive guides cover low-touch integrations, making it easier for SaaS platforms to integrate Pinch Payments with minimal bespoke development while maintaining control over the payment experience.  

How does authentication work beyond API keys?

Pinch supports Application Authentication, enabling you to create distinct API keys for different applications or scopes. This increases security and gives more granular control over access without sharing full merchant credentials.

Can I simulate future events in the sandbox?

Yes, the sandbox includes “time-travel” functionality, allowing you to simulate billing cycles, future payments and settlement timelines, ideal for testing recurring payment flows and scheduled events.  

Where can I find full reference documentation?

All API endpoints, guides, examples and reference details are available in the official Pinch API documentation, including setup, authentication, payments, webhooks, and more. 

Ready to Embed Payments in Your Software?

Start with the free sandbox, read the docs, or book a strategy session with our team. We'll help you get to production faster.

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