Embedded Payments for Vertical SaaS and Marketplaces

Embedded Payments Challenges for SaaS Platforms & ISVs

Vertical SaaS platforms and ISVs want to monetise payments, not become payment experts. But building embedded payments in-house comes with more friction than most product teams expect. Common challenges include:

Months of engineering time spent building payment infrastructure instead of core product features
Managing PCI compliance, KYC, and fraud checks with no in-house payments expertise
Redirecting customers to third-party checkouts that break the platform experience
No control over merchant pricing or margins when using a generic payment processor
Slow, manual merchant onboarding that delays customers from going live
Regulatory exposure from unknowingly taking on payment facilitator responsibilities
Limited visibility into transaction and merchant data across the platform
Missed revenue from not monetising a payment flow customers already use daily

Without the right payments infrastructure, platforms either delay launching embedded payments or absorb compliance risk they're not equipped to manage.

How Pinch Solves Embedded Payments for Platforms

Pinch gives ISVs and vertical SaaS platforms API-first payment infrastructure, so you can launch embedded payments for your platform without building it from scratch or taking on compliance risk. With Pinch, you can:

Launch embedded payments in as little as 24 hours with Pinch handling KYC and merchant approvals
Fully white-label the payment experience so customers never leave your platform
Set your own pricing and margins to create a new revenue stream from payments
Onboard merchants via self-serve, assisted, or bulk flows to scale across your customer base
Rely on Pinch to manage PCI compliance, security, and regulatory requirements
Integrate with a modern, fully documented API and sandbox environment
Get real support from an Australian-based team, backed by Fiserv's global infrastructure
Graduate to full PayFac status later via Glassbox, without re-platforming

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Platforms client Tony Harcourt, Co-Founder of WorkGuru

"The Pinch team is truly world-class, and the team was an absolute breeze to work with to get this monumental undertaking off the ground.

I would highly recommend working with Pinch for any complex payments needs."

Why Platforms are Choosing Pinch

Skip building payments from scratch. Pinch enables software platforms to launch embedded payments quickly, without the burden of compliance.

Fast-Track Onboarding with 24-Hour Activation

Let your customers start accepting payments in under a day. Pinch handles the KYC, merchant approvals, and account setup - your users just switch it on.

Built for Developers, Loved by Platforms

Our modern API, flexible embedded options, and real Aussie dev support make integration easy. Whether you want full control or plug-and-play options, we’ve got you.

Global Payments, Local Support

With Fiserv backing, your users can scale globally - but still get friendly, human help from our Australian-based team when they need it.

Scale Globally

Global acquiring and settlement infrastructure
PCI-compliant systems and industry-standard security
Multiple payment rails including cards, BECS Direct Debit, and digital wallets
Backed by multiple acquirers.
All delivered with the agility, transparency and support of a local team who knows your market.

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Transparent Pricing. No Payout Fees. No Surprises.

Flat-Rate Pricing: Enjoy simple, predictable fees that scale with your business.
Pass-Through Options: Choose to pass card fees onto customers with ease.
Zero Payout Fees: Keep 100% of your earnings, no extra charges to access funds.
Upfront & Honest: No hidden fees, no fine print, just pricing you can trust.

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Pathways to PayFac & Beyond.

Grow with Pinch’s Glassbox platform. We help SaaS companies graduate into full PayFac status with embedded merchant management, automated onboarding, and more.

More About Glassbox

Pinch for Platforms - FAQs

Can I white-label the payment experience?

Yes. Independent Software Vendors can fully white-label the payment experience by embedding and customising the checkout or using a hosted solution. This allows you to maintain your brand while delivering a seamless payment flow to your customers.

What is your onboarding process for our clients?

Onboarding is fast and flexible. Independent Software Vendors can onboard customers via self-serve flows, assisted onboarding, or bulk account setup—making it easy to scale across your entire platform.

Do we have control over pricing and fees?

Yes. Independent Software Vendors have full control over pricing and can set custom fee structures using wholesale rates—allowing you to create new revenue streams from payments.

What are embedded payments for platforms?

Embedded payments allow software platforms to integrate payment functionality directly into their platform. This creates a seamless user experience while enabling platforms to monetise payments and streamline workflows.

How does Pinch help software platform owners launch payments faster?

Pinch provides API-first infrastructure that removes the need to build payments from scratch. Product owners can quickly launch embedded payments without managing compliance, security, or complex integrations.

Can software vendors monetise payments with Pinch?

Yes. You can generate revenue by setting your own pricing and margins on transactions, creating a scalable and predictable revenue stream.

Does Pinch handle compliance and security?

Yes. Pinch manages PCI compliance, security, and regulatory requirements, so Independent Software Vendors don’t need to handle this internally.

Can I integrate payments into my existing platform?

Yes. Pinch offers flexible APIs that allow Independent Software Vendors to embed payments directly into existing platforms or workflows without disrupting the user experience.