Claw Street Journal
(the pinch blog)
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Steps to Starting a Business in Australia: The Complete 2026 Guide
Discover the essential steps to starting a business in Australia. From legal requirements to your ABN checklist, learn how to launch today.
Read the full storyRecent posts
Recurring Payments Made Simple for SaaS and Subscription Businesses
For software-as-a-service (SaaS) companies and subscription-based businesses, recurring payments are the lifeblood of sustainable growth. They provide predictable cash flow, reduce manual work, and make it easier to build long-term customer relationships. But setting up and managing them can feel complicated, especially when dealing with multiple
What Does “Payment Pending” Mean in Online Transactions?
Online payments have become a normal part of daily life. Whether you are shopping, paying bills, or sending money to a friend, transactions are expected to be instant. But sometimes, instead of seeing a completed confirmation, you find the message “payment pending.”
Payment APIs: A Beginner’s Guide to Online Transactions
In today’s digital-first world, getting paid shouldn’t be the hard part. Whether you’re running a solo consultancy, managing a growing team of tradies, or building software for other businesses, you need payments that just work. That’s where Payment APIs come in.
Refund vs. Reversal: What’s the Difference in Payments?
The world of digital payments is filled with terms that sound similar but carry very different meanings. One of the most common confusions comes from the words "refund" and "reversal." Many customers think they mean the same thing. But for businesses and consumers, knowing the difference matters. Understanding how each works can help you manage
The Impact of AI on the Digital Payment Industry
The way we pay has changed dramatically. From credit cards to mobile wallets, the digital payment industry keeps evolving. Today, artificial intelligence in payments is the next big driver of change. AI is not just supporting payments but reshaping how transactions are processed, secured, and personalised.
Payment Gateway vs. Payment Processor: Which One Do You Need?
If you want to accept online payments, Two important terms you’ll encounter early are “payment gateway” and “payment processor.” This comparison, often framed as payment gateway vs. payment processor, is key to setting up the right system for your business. They sound similar, and they work together, but they are not the same. Understanding their
How Credit and Debit Card Payments Are Processed Online
Online payments have changed how we buy and sell. From booking travel to paying for groceries, it’s now second nature to use a credit or debit card online. Whether you're using a Visa, Mastercard, or another provider, debit and credit card payments are now a core part of everyday transactions. But what happens behind the scenes when you click "pay
Secure Payment Processing Solutions for Enterprises
In today’s digital economy, enterprises cannot afford to take chances with online transactions. Customers expect their information to be protected, and businesses are under pressure to comply with regulations, prevent fraud, and deliver seamless experiences. This is where secure payment processing becomes essential. If you're running a company
The Most Common Payment Terms in Business Explained
When you’re running a business, getting paid isn’t just a goal; it’s a necessity. And to make that happen smoothly, you need to be clear about payment terms.
A Beginner’s Guide to Understanding Payment Vouchers
If you've ever handled business expenses, you've probably come across the term "payment voucher." But what is a payment voucher, and why is it important? This guide is designed to help beginners understand payment vouchers, their purpose, and how they relate to payment terms and conditions. By the end, you'll know how to prepare payment voucher
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