How to Calculate Principal and Interest Payments
What is principal and interest? Understand the difference, how to calculate principal and interest payments, and how extra payments can save you thousands.
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5 Cash Flow Management Tools for Businesses in 2025
Got cash flow conundrums? You’re not alone. Nearly 3 in 4 Aussie businesses have reported having cash flow issues in the past 12 months — and, with the dynamic and ever-changing business environment that we’re operating in during COVID-19, cash flow matters more than ever.
What is a Payment Gateway?
A payment gateway is online payments technology that is critical for running businesses that take online transactions. Find out more.
The Impact of Overdue Invoices on Australian Small Businesses
Understanding the Impact of Overdue Invoices Small businesses in Australia often face significant challenges when it comes to managing their cash flow. One of the key factors contributing to these challenges is the issue of overdue invoices. When a small business does not receive payment for goods or services rendered within the agreed-upon time
Achieving Cash Flow Certainty and Why It's Important
Achieving Cash Flow Certainty and Why It's Important What is cash flow certainty?
How Late Payment Can Cripple Your Business
Late payments can have a serious impact on a business, causing a ripple effect that can cripple its operations. When customers or clients fail to pay on time, it can lead to a significant loss of cash flow, which in turn can impact a company's ability to pay its own bills, invest in growth opportunities, and even meet payroll obligations. In this
5 Unique Ways to Use Direct Debit to Collect More Payments
If your business is not using direct debit in some way you probably have some incorrect idea about the usefulness of it. Forget what you think you know about direct debit. Direct debit does not mean lock in contracts, and it doesn't even mean subscription or ongoing service.
Can You Pay Invoices Through Xero?
The Power of Xero in Financial Management Xero has earned its reputation as a leading accounting software for businesses of all sizes. One of its core functionalities is managing and tracking invoices. With Xero, you can create and send invoices, record payments, and even set up recurring invoices, making it an indispensable tool for businesses.
How to Get Customers to Commit to Pre-Approved Direct Debit
But how do you persuade your existing customer base to change the way they pay you without upsetting them too much, or losing customers outright? This article gets to the heart of what causes this aversion to change and how to push through and get your customers paying you the way that most benefits you.
How to Accept Credit Card Payments for Small Business
As a small business owner, you may have contemplated allowing your customers to make payments online via credit cards. However, it's not uncommon to think that this is something only larger corporations can manage. In reality, there are numerous options available, even in Australia alone, for small businesses to accept credit card payments, and
5 Things Pinch Can Do To Help You Manage Payments Better
Congratulations, you've made the amazing choice to set up a Pinch account to collect payments for your business. We are totally not biased when we say you have absolutely made the correct call. But Pinch has a lot more under the hood than meet's the eye. For years we have taken a more problem-oriented approach to the development of our product,
