Three ways to collect.
Pick the rail, pay the rate, keep the rest. Every plan carries the same feature
set, only the settlement and the ceiling change.
BECS Direct Debit
1%
+ 30c
per transaction
Rates & limits:
-
Fee ceiling: Capped at $3
-
Settlement: 4 business day rolling ($1 per bulk settlement)
-
Declined payments: $5 failed payment fee
-
Max single transaction: $10,000 AUD
Included on every plan:
✓ Pay now, recurring payments and payment plans
✓ Variable recurring payments
✓ Schedule payments easily
✓ No monthly fees, no minimums
✓ Run it inside your own software with our API
Visa & Mastercard
1.70%
+ 30c
per transaction
Rates & limits:
-
Fee ceiling: No cap
-
Settlement: 1 business day
rolling* -
Declined payments: No fee
-
Max single transaction: $30,000 AUD
Included on every plan:
✓ Pay now, recurring payments and payment plans
✓ Variable recurring payments
✓ Schedule payments easily
✓ No monthly fees, no minimums
✓ Run it inside your own software with our API
American Express
2.50% + 30c
per transaction
Rates & limits:
-
Fee ceiling: No cap
-
Settlement: 1 business day
rolling* -
Declined payments: No fee
-
Max single transaction: $30,000 AUD
Included on every plan:
✓ Pay now, recurring payments and payment plans
✓ Variable recurring payments
✓ Schedule payments easily
✓ No monthly fees, no minimums
✓ Run it inside your own software with our API
Curious to see how Pinch works? Check it out
